Showing posts with label saving money. Show all posts
Showing posts with label saving money. Show all posts

Saturday, October 4, 2008

Leif with his "famous" Oakleys - Puerto Rico 1991 - Age 16


You'd think that after all the times I've mentioned Leif's Oakley sunglasses I'd have a whole series of photos with him wearing them, but I don't. I found another one with them hanging from his neck, and I think there are a couple more, but not many.

This was his first pair, and he accessorized them with different colored top bars, nose pieces and ear pieces, all in neon colors. As a grown man, he still went for stylish, expensive eyewear, but his most recent pair of Oakleys were more conservative.

Leif generously gave his "hand-me-down" cool stuff, sunglasses or techie stuff like cell phones, to us. When he "graduated" to Oakleys from Gargoyles, he gave the Gargoyles to his dad, but I don't think they were quite his style and he didn't wear them. Then Leif bought a new pair of Oakleys for Peter W. for either Christmas or birthday, and he still has them, though he rarely wears them.

As a high school student, like he was in this photo at age 16 in Puerto Rico, Leif had an allowance that was supposed to cover entertainment, incidents, haircuts, school lunches and the like. It was based on a budget with enough extra for some fun and entertainment like movies with friends.

It was all spelled out in a "contractual agreement" which we both signed. I made contracts for all kinds of things with my sons. (Leif told me recently he thought I ought to write a book about it because he thought it was a good idea.) I liked the formality of it and having terms clear, none of that, "Well I thought you said," or "I thought you meant," or "You never said that."

Leif knew very well what his allowance was supposed to cover, but if he wanted to buy something and hadn't saved up the money for it, or hadn't gotten gift money for his birthday or something else like that, he would simply go spend his allowance on it and do without all the rest for the remainder of the month, even if it meant he had to go without lunch or skip some fun with friends. He got what he wanted and was willing to put up with the inconveniences of doing without other things. And he figured out how to save more money by not cutting his hair, just letting it grow long, to that luxurious hair he had as a high school senior.

The trouble with that was that I think he tried to continue that same way of spending as an adult and it didn't work with bills to pay. (Though he continued to save money on haircuts by shaving his head.)

Thursday, June 26, 2008

Leif's Copper Penny Space Ship


Leif had his iPhone for about 5 or 6 months. The only photos I could find that he took with it were of his car, his motorcycle, himself (in cycle gear and in his work cubicle) and this space ship me made of pennies on the desk surface of his work cubicle at the Humana call center where he worked.

Leif loved science fiction and was absorbed in such sagas as Orson Scott Card's Ender series (books beginning with Ender's Game), and Battlestar Galactica. He played Planetside and other online games, and as I've written before, was deeply involved in the development of the ZAON game.

Leif needed to be in a job where he dealt face-to-face with people and wasn't confined to a cubicle on the phone, but he never had that kind of job, unfortunately. This space ship is something he carefully and exactingly constructed while doing customer service for Humana Medicare clients on the phone.

I never would have known about it if I hadn't been able to access the photos on his iPhone, but when I first saw the photos, I didn't realize where the space ship was or that he had built it. I thought it was something he photographed elsewhere.

Then, when his dad and I picked up his belongings from Humana, among them was a very heavy, huge Alltel drink "jug" that was full of pennies. Those were the pennies he used. There were over $16.00 worth of pennies in that jug.

That reminded me once again how small things add up. They say most people these days won't even reach for a penny on the sidewalk or parking lot. Not worth their time. I always do.

I tried his whole life to teach Leif to save money, but I never succeeded. Intellectually he knew he needed to do it, but he was unable to resist cool cars, motorcycles, computers, phones and gadgets, and as soon as he got a bit of money, he spent it on some new cool thing he just had to have, though it was truly an unnecessary luxury. I understood that because he didn't have a satisfying home life, was lonely, and didn't have the kind of job he needed, he found his pleasure in these things and in pasttimes like online gaming, riding his cycle, and movies, but ultimately, his spending got him into debt too many times. He then had trouble paying his bills or handling an unexpected expense like a car repair.

Saving pennies by throwing them in a jug netted enough for a couple of decent meals (more if it was home cooking), and I found coins all over his apartment that he could have thrown into a jar as well. It's true that these small amounts wouldn't have solved his financial problems, but the willingness to save even small amounts here and there (like taking a sandwich to work instead of buying lunch, for instance) could have added up substantially in the long run.

I have learned since Leif's death that compulsive overspending is also a sign of depression, a form of "self medication" to bring the depressed person some brief happiness . . . yet eventually, that same spending brings more depression because of the debt incurred.

How I wish Leif had gotten help for his depression and had been able to curb his spending.

How I wish his talent for artistic design and precision had been put to some creative uses. He had remarkable artistic talent as a child, but it wasn't something he chose to pursue.

More about art and choices later.

For now, imagine a beautiful copper space ship rushing through the universe, carrying Leif into the sci fi adventures of which he so avidly dreamed.